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JAMB Commerce 2013 Objective — Question 16

Question 16 of 50 from the Joint Admissions and Matriculation Board (JAMB) Commerce 2013 Objective paper, with the correct answer and a full explanation.

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(Using the same table as Q15) What insurance principle has Mr. P violated, if he decides to overstate the actual value of his property?

  • A. Insurable interest
  • B. Uberrimae fideiCorrect
  • C. Subrogation
  • D. Indemnity

Explanation

Uberrimae fidei is a legal principle in certain contracts, such as insurance, requiring the highest standard of good faith during disclosure — overstating a property's value violates this.

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