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JAMB Commerce 2022 Objective Past Questions

All 40 questions from the Joint Admissions and Matriculation Board (JAMB) Commerce 2022 Objective paper, with the correct answer and a full explanation for each. Free, no signup needed.

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Commerce 2022 Objective — Question 1

1. One of the following defines commerce

  • A. (A) man's production, distribution and consumption of goods and services
  • B. (B) man's utilization of the resources in his physical environment
  • C. (C) conversion of raw materials into finished goods
  • D. (D) man's buying, selling and distributing activitiesCorrect

Explanation

Commerce, basically, refers to all activities of buying, selling and distribution of goods and services within and outside a geographical location.

Commerce 2022 Objective — Question 2

2. Which of the following types of activity turns processed raw materials into consumer and industrial goods?

  • A. (A) construction
  • B. (B) processing
  • C. (C) productionCorrect
  • D. (D) distribution

Explanation

Production is the conversion of raw materials (or semi-processed materials) into finished goods, which can be consumer or industrial goods.

Commerce 2022 Objective — Question 3

3. The production of clothing falls under

  • A. (A) constructive industryCorrect
  • B. (B) mining industry
  • C. (C) service industry
  • D. (D) business industry

Explanation

Cloth production is categorized as a constructive industry because it involves designing what is to be produced and then producing it.

Commerce 2022 Objective — Question 4

4. A firm can demonstrate social responsibility by

  • A. (A) paying taxes to government
  • B. (B) distributing dividends to shareholders
  • C. (C) paying interest on loans
  • D. (D) constructing drainage in the communityCorrect

Explanation

Constructing drainage is not the primary responsibility of a private firm; any activity conducted by a private firm outside its core responsibility, for the benefit of the community at large, is termed social responsibility.

Commerce 2022 Objective — Question 5

5. A distinctive feature of a limited liability company is that

  • A. (A) it declares dividend every year
  • B. (B) it has huge capital base
  • C. (C) it is a separate entityCorrect
  • D. (D) it has unlimited resources

Explanation

A limited liability company is a separate legal entity on its own that can sue and be sued, distinct from its owners.

Commerce 2022 Objective — Question 6

6. The coming together of two firms producing at different stages is

  • A. (A) conglomeration
  • B. (B) horizontal integration
  • C. (C) vertical integrationCorrect
  • D. (D) Cartel

Explanation

Vertical integration occurs when two firms operating at different levels of production come together to form a single firm.

Commerce 2022 Objective — Question 7

7. When a firm liquidates, ______ are first settled

  • A. (A) Redeemable shareholders
  • B. (B) Debenture holdersCorrect
  • C. (C) Ordinary shareholders
  • D. (D) Founders shareholders

Explanation

Debenture holders are creditors to the organization, as against shareholders, who are owners of the organization; creditors are settled first.

Commerce 2022 Objective — Question 8

8. Compulsory liquidation can arise from

  • A. (A) agreement
  • B. (B) court orderCorrect
  • C. (C) death of a member
  • D. (D) declaration of loss

Explanation

A court order on a firm will result in the compulsory liquidation of the firm.

Commerce 2022 Objective — Question 9

9. What is the net profit for a company that earned N18 million and incurred a total cost of N7 million, considering that it paid 45% tax on its gross profit?

  • A. (A) N6.05 millionCorrect
  • B. (B) N11.00 million
  • C. (C) N2.90 million
  • D. (D) N1.5 million

Explanation

Gross profit = #18m − #7m = #11m. Tax = 45% of #11m = #4.95m. Net profit = #11m − #4.95m = #6.05 million.

Commerce 2022 Objective — Question 10

10. Fixtures and fittings represent ______ in a balance sheet

  • A. (A) Working capital
  • B. (B) Liquid capital
  • C. (C) Current assets
  • D. (D) Fixed assetsCorrect

Explanation

Fixtures and fittings form an integral part of the fixed assets of a company.

Commerce 2022 Objective — Question 11

11. The following include the reasons government imposes import duties except

  • A. (A) raising revenue for governmental activities
  • B. (B) retaliating against other governments
  • C. (C) discouraging income redistributionCorrect
  • D. (D) protecting home made goods

Explanation

Imposing import duties enables the government to redistribute income (by taxing imports, generally consumed more by the rich) and spread it to the poor — the opposite of 'discouraging' redistribution.

Commerce 2022 Objective — Question 12

12. Which of the following businesses suits sole proprietorship?

  • A. (A) oil exploration business
  • B. (B) construction business
  • C. (C) gold mining business
  • D. (D) retailing businessCorrect

Explanation

A retail business is best run as a sole proprietorship, since it does not require huge capital or complex management.

Commerce 2022 Objective — Question 13

13. The use of machines to sell goods is a form of

  • A. (A) personal selling
  • B. (B) retailing
  • C. (C) wholesalingCorrect
  • D. (D) mail-order selling

Explanation

Using machines to sell goods is a form of retailing, known as vendor machine sales.

Commerce 2022 Objective — Question 14

14. The major function of the wholesaler is to

  • A. (A) Buy and sell to exporters
  • B. (B) Buy in bulk and sell in small quantitiesCorrect
  • C. (C) provide credit facilities to retailers
  • D. (D) Provide information to manufacturers

Explanation

The major function of any wholesaler is buying in large quantities and breaking them down into smaller quantities for retailers, to ensure effective distribution of goods.

Commerce 2022 Objective — Question 15

15. The rate at which a country's exports exchange for its imports is called

  • A. (A) balance of trade
  • B. (B) international exchange rate
  • C. (C) terms of payment
  • D. (D) terms of tradeCorrect

Explanation

The terms of trade is defined as the rate at which a country's exports pay for its imports over a particular period of time.

Commerce 2022 Objective — Question 16

16. An industrial worker can be found at

  • A. (A) commercial industry
  • B. (B) banking industry
  • C. (C) insurance industry
  • D. (D) Manufacturing industryCorrect

Explanation

A manufacturing company forms part of the industrial sector of an economy, so workers there are considered industrial workers.

Commerce 2022 Objective — Question 17

17. Which of the following is simple production?

  • A. (A) bricklaying
  • B. (B) shoemakingCorrect
  • C. (C) blacksmithing
  • D. (D) car assembling

Explanation

Shoe-making is an example of simple production, requiring little processing/few stages compared to the other options.

Commerce 2022 Objective — Question 18

18. A silent partnership deed shows that partners share profits

  • A. (A) in the ratio of the value of business secured by partners for the partnership
  • B. (B) in the ratio of partners' capital contributions
  • C. (C) in an equal proportionCorrect
  • D. (D) according to duties performed by each partner

Explanation

Where a partnership deed is silent (does not specify a profit-sharing arrangement), the default position in law is that partners share profit or loss equally.

Commerce 2022 Objective — Question 19

19. The Articles of Association of a limited liability company will contain

  • A. (A) Rights and obligations of directorsCorrect
  • B. (B) Objectives of the company
  • C. (C) Amount of share capital
  • D. (D) Limitation of liability of shareholders

Explanation

The Articles of Association dictate how the internal affairs of the company (such as the rights and duties of directors) will be run, while the memorandum of association covers the company's external affairs.

Commerce 2022 Objective — Question 20

20. The combination of two companies to form a single entity is referred to as

  • A. (A) consortium
  • B. (B) horizontal integration
  • C. (C) mergerCorrect
  • D. (D) acquisition

Explanation

When two companies come together to form a single entity, this is referred to as a merger.

Commerce 2022 Objective — Question 21

21. For an incorporated company,

  • A. (A) raising loans will be more difficult
  • B. (B) the company cannot be sued
  • C. (C) the company's property becomes an entity separate from its ownersCorrect
  • D. (D) its members become liable for all the debts of the company

Explanation

An incorporated company enjoys entity concept, which makes its assets separate from the assets of its owners.

Commerce 2022 Objective — Question 22

22. The main advantage of a sole trader is

  • A. (A) the freedom to make quick decisionsCorrect
  • B. (B) can seek a loan anywhere
  • C. (C) can employ any minor
  • D. (D) profit plough-back

Explanation

A sole trader does not need to consult anyone to make a decision, so the business enjoys a quick decision-making process.

Commerce 2022 Objective — Question 23

23. If a company is voluntarily liquidated, the receiver is appointed by the

  • A. (A) creditors
  • B. (B) debtors
  • C. (C) directorsCorrect
  • D. (D) shareholders

Explanation

For a company that is voluntarily liquidated, it is the responsibility of the directors of the company to appoint the receiver.

Commerce 2022 Objective — Question 24

24. When a company uses more loans than equity to finance its business, the company is said to be

  • A. (A) bankrupt
  • B. (B) solvent
  • C. (C) highly gearedCorrect
  • D. (D) in a strong liquid position

Explanation

A company that uses more loans to finance its activities is said to be highly geared.

Commerce 2022 Objective — Question 25

25. The nominal value of a share of a company is also referred to as

  • A. (A) discounted value
  • B. (B) stock value
  • C. (C) face value
  • D. (D) par valueCorrect

Explanation

The par value of a share is also the nominal value of the share, as registered in the memorandum of association.

Commerce 2022 Objective — Question 26

26. A public limited company can issue a debenture through

  • A. (A) the capital marketCorrect
  • B. (B) the money market
  • C. (C) bank overdrafts
  • D. (D) discount houses

Explanation

A debenture is a long-term instrument, and long-term instruments are traded in the capital market.

Commerce 2022 Objective — Question 27

27. Factoring is not applicable to one of the following

  • A. (A) importers
  • B. (B) exporters
  • C. (C) nationsCorrect
  • D. (D) shipper

Explanation

Factoring is usually an instrument used in international trade between businesses (importers, exporters, shippers), so it is not applicable to a nation as a whole.

Commerce 2022 Objective — Question 28

28. The financial statement that shows claims of liability against assets is

  • A. (A) trading account
  • B. (B) capital statement
  • C. (C) trial balance
  • D. (D) balance sheetCorrect

Explanation

The balance sheet is the statement that shows the claims of liabilities against the assets of a company.

Commerce 2022 Objective — Question 29

29. Rights issue means the

  • A. (A) issue of shares to the directors of a company
  • B. (B) issue of shares by a company only to the founders
  • C. (C) right of shareholders to vote on any issue
  • D. (D) issue of shares to only existing shareholdersCorrect

Explanation

A rights issue is the issue of shares to existing shareholders, usually with some preferential treatment attached.

Commerce 2022 Objective — Question 30

30. Profit that is expressed as a percentage of the cost of goods sold is referred to as

  • A. (A) margin
  • B. (B) mark-upCorrect
  • C. (C) gain per cent
  • D. (D) gross profit

Explanation

Mark-up is profit expressed as a percentage of the cost of goods sold (margin is profit expressed as a percentage of selling price).

Commerce 2022 Objective — Question 31

31. Which of the following are aids to trade? I. Trading and advertising II. Warehousing and transportation III. Packaging and branding IV. Insurance and banking

  • A. (A) I and II
  • B. (B) I and III
  • C. (C) II and IV
  • D. (D) II, III and IVCorrect

Explanation

Aids to trade include banking, insurance, warehousing, transportation, advertising and communication — all of II, III and IV.

Commerce 2022 Objective — Question 32

32. A royal charter was signed in

  • A. (A) December, 1888
  • B. (B) May, 1887
  • C. (C) July, 1886Correct
  • D. (D) August, 1885

Explanation

The royal charter that established the Royal Niger Company was signed in 1886.

Commerce 2022 Objective — Question 33

33. Which of the following is odd?

  • A. (A) banking
  • B. (B) insurance
  • C. (C) manufacturingCorrect
  • D. (D) transportation

Explanation

Banking, insurance and transportation are all aids to trade, while manufacturing is not — making it the odd one out.

Commerce 2022 Objective — Question 34

34. Which of the following provides indirect service?

  • A. (A) civil servantsCorrect
  • B. (B) family doctors
  • C. (C) household servants
  • D. (D) entertainers

Explanation

Civil servants are paid with taxpayers' money, so the person who receives their service is not the one who pays directly for it — an indirect service.

Commerce 2022 Objective — Question 35

35. Which of the following is the most important entity for a business?

  • A. (A) workers
  • B. (B) government
  • C. (C) society
  • D. (D) promotersCorrect

Explanation

If not for the promoter, a company would never come into existence; thus, promoters are the most important entities for a business.

Commerce 2022 Objective — Question 36

36. Partnership businesses are most suitable where

  • A. (A) the partners are family friends
  • B. (B) professionals are involvedCorrect
  • C. (C) members can easily raise enough capital
  • D. (D) government regulations are favourable

Explanation

Professional partnership is considered the best form of partnership business.

Commerce 2022 Objective — Question 37

37. The business that is more pressed to discharge social responsibility is

  • A. (A) sole proprietorship
  • B. (B) professional partnership
  • C. (C) public enterprise
  • D. (D) public limited liability companyCorrect

Explanation

A public limited liability company is more pressed to discharge social responsibility than a public enterprise, whose entire existence is already considered a form of social responsibility.

Commerce 2022 Objective — Question 38

38. The business that has the most chance to continue to eternity is

  • A. (A) sole proprietorship
  • B. (B) professional partnership
  • C. (C) public enterpriseCorrect
  • D. (D) public limited liability company

Explanation

A public enterprise is owned by the state, so it has the highest chance of continuity compared to any other form of business.

Commerce 2022 Objective — Question 39

39. The business organization in which shareholders have equal votes is

  • A. (A) sole proprietorship
  • B. (B) partnership
  • C. (C) co-operativeCorrect
  • D. (D) public limited liability company

Explanation

In a co-operative society, all members carry one vote each, regardless of their shareholding.

Commerce 2022 Objective — Question 40

40. The major objective of corporate mergers is to

  • A. (A) minimize the effects of taxation
  • B. (B) increase financial advantage
  • C. (C) facilitate profit maximization
  • D. (D) enhance economies of scaleCorrect

Explanation

Mergers enhance economies of scale, because some administrative costs can be avoided when two companies combine.

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