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JAMB Economics 2008 Objective — Question 30

Question 30 of 50 from the Joint Admissions and Matriculation Board (JAMB) Economics 2008 Objective paper, with the correct answer and a full explanation.

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If the required reserves of a bank is 20% and N10000 is paid into its demand deposit account, what is the excess reserves?

  • A. #2000
  • B. #8000Correct
  • C. #12000
  • D. #18000

Explanation

The deposit is N10000 and the reserve ratio is 20% i.e. 20% of N10,000 = N2000. Deduct that from the deposit = N10,000 - N2,000 = N8,000 (excess reserve).

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