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JAMB Economics 2022 Objective — Question 5

Question 5 of 40 from the Joint Admissions and Matriculation Board (JAMB) Economics 2022 Objective paper, with the correct answer and a full explanation.

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5. Creation of loans is significantly influenced by

  • A. (A) Commercial banksCorrect
  • B. (B) Mortgage banks
  • C. (C) Financial intermediaries
  • D. (D) The Central Bank

Explanation

Commercial banks, through their deposit and lending activities, are the institutions most significantly involved in credit/loan creation.

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