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JAMB Economics 2023 Objective — Question 2

Question 2 of 40 from the Joint Admissions and Matriculation Board (JAMB) Economics 2023 Objective paper, with the correct answer and a full explanation.

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Which of the following financial institutions creates more money?

  • A. (A) Central bank
  • B. (B) Commercial bankCorrect
  • C. (C) Mortgage bank
  • D. (D) Insurance

Explanation

Commercial banks create money mainly through the deposit and lending (credit creation) process, extending far beyond central bank currency issuance in an economy's day-to-day money creation.

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